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how to have a no-spend month

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The concept of a no-spend month is nothing new. If you're not familiar, it involves restricting your spending to necessities for a month (i.e. rent/mortgage, utilities, groceries).

There are numerous benefits of a no-spend month, other than the obvious (saving money!); it fosters an appreciation of what you already have and helps flex that impulse control muscle. It also means that for an entire month, no new clutter makes it into your home!

Following the holidays, many of us have had our fill of material things and are stretched thin, financially. So, January's a particularly good time for a consumer detox!